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Getting Medicaid benefits can be a challenge. Texas has strict income limitations and even rules about the value of someone's assets, excluding their primary residence. Someone who needs Medicaid is subject to careful scrutiny of their previous financial transactions....
If you are getting older, you should know that one of the benefits you may need to qualify for in the future is Medicaid. Medicaid is a state and federal program that provides health coverage to eligible individuals in Texas and across the country. The goal of...
As many Americans reach the final stages of their lives, aging in place has become increasingly popular. Still, seniors who choose to remain in their homes often need outside help with both everyday activities and medical care. At-home health care professionals may...
The elderly can experience financial abuse from both relatives and complete strangers. Look for certain types of behavior in your elderly loved one that indicates he or she could be vulnerable to financial exploitation. Physical issues Older people often struggle...
After a loved one passes away, their estate plan should reflect their wishes for their legacy. However, in some cases the will may not truly represent their wishes and interests. Under Texas law, an interested party—beneficiaries, trustees, family members and others...
You may have a family member with diminished capacity due to disability and/or old age. This person may harm himself or herself through self-neglect or an accident. Perhaps the individual is vulnerable to manipulation by a dishonest person. You may be able to protect...
As you start planning your estate, you will want to start thinking about future healthcare costs. While you may still be in good health now, you may reach a point where you can no longer take care of yourself. Planning for the future can prepare you for the high costs...
If you or a loved one is planning for nursing home care, you may find the cost of long term care alarming. Many people turn to government assistance through Medicaid to help pay for care. In Texas, some refer to this program as STAR+PLUS. The Medicaid laws and...
Do you have the right Medicare plan? It is fall, which means it is time to think about whether your current plan is still giving you the best coverage or whether a new plan could save you money or offer better coverage. Medicare's Open Enrollment Period, during which...
The Department of Veterans Affairs (VA) has finalized new rules that make it more difficult to qualify for long-term care benefits. The rules establish an asset limit, a look-back period, and asset transfer penalties for claimants applying for VA pension benefits,...
