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Immediate annuities can be a useful tool to protect the spouse of a nursing home resident who applies for Medicaid. These types of annuities allow the nursing home resident to spend down assets and give the spouse a guaranteed income.Medicaid is the primary source of...
Driver distraction is a serious problem in Texas and nationwide. In fact, each year more than 100,000 crashes in Texas involve driver distraction, and Texas was recently ranked in the top 20 states with the most distracted drivers.While the responsibility of stopping...
These questions will help you to evaluate and compare just about any kind of supportive housing arrangement. (For more on assisted living facilities and continuing care communities, click here.)Questions Regarding the Solvency and Expertise of the Provider 1. What is...
In a move that could be confusing to seniors who are vulnerable to scams, the IRS may now contract with private debt collectors to collect certain debts.Historically, scammers have posed as the IRS to target seniors and other vulnerable adults to retrieve identifying...
