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If you intend to leave assets to a loved one with special needs, his or her eligibility for government benefits could be put at risk in the absence of proper planning.For example, instead of leaving a cash gift that would result in disqualification for government...
It's an obvious thing to say, but here it is: when you purchase or inherit real estate, the property is then yours; no one can simply take it from you. But "simply" is the key word here.Eminent domain is a reality, and governments can use this power to take property...
A little-known insurance option can be an answer for some people who might need care but are unable to buy long-term care insurance. Short-term care insurance provides coverage for nursing home or home care for one year or less.As long-term care premiums rise,...
In order to be eligible for Medicaid benefits, a nursing home resident may have no more than $2,000 in "countable" assets.The only rules for the remaining $2,000 are that (1) the money must be spent only for the Medicaid beneficiary, and (2) it may not exceed...
